Progress: Application> Confirmation> Decision

By completing the following application, I confirm that I am of legal age to contract and a resident of the United States. I have read the Privacy Policy, Terms and Conditions and disclosures and agree to be bound as specified therein.

MILITARY LENDING ACT: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36%. This rate must include, as applicable to the credit transaction or account; the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

If you would like to hear about your Military Lending Act rights, please contact us at 1-866-288-9019.


USA PATRIOT ACT Disclosure

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


* Indicates Required Information
Primary Applicant Information
Prefix
First Name*
MI
Last Name*
Suffix
Name Displayed on Card*
Email Address
Social Security Number*
 
Birth Date*
(yyyy)
Mother's Maiden Name*
Primary Phone Number*
Mobile Phone Number
Residential Street Address*
Address Line 2
City*
State*
Zip Code*
Time at Current Residence*
Years    Months
Please choose housing situation*
Government Issued ID Number*
Government Issued ID State*

Are you a US Citizen or Permanent Resident?* Yes No
Current Employer Name*

(If Self Employed, please list your company name.)
Time with Employer*
Years    Months
Business Phone Number
Do you have a checking or savings account with Trustco Bank?*  Yes No
Gross Annual Income*
$ .00
Annual Amount of Other Income1
$ .00
Source of Other Income1
Requested Credit Limit
$ .00
1Alimony, child support, or separate maintenance payments need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Co-Applicant Information (Optional)
Prefix
First Name
MI
Last Name
Suffix
Name Displayed on Card
Email Address
Social Security Number
 
Birth Date
(yyyy)
Mother's Maiden Name
Primary Phone Number
Mobile Phone Number
Please provide the co-applicant's address if it is different from the primary applicant's address.
Residential Street Address
Address Line 2
City
State
Zip Code
Time at Current Residence
Years    Months
Please choose housing situation
Government Issued ID Number
Government Issued ID State

Current Employer Name

(If Self Employed, please list your company name.)
Time with Employer
Years    Months
Business Phone Number
Gross Annual Income
$ .00
Annual Amount of Other Income1
$ .00
Source of Other Income1
Requested Credit Limit
$ .00
1Alimony, child support, or separate maintenance payments need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Balance Transfer Information (optional)
Please continue to pay all creditors until your balance transfer request appears on your statement. If your balance transfer request exceeds your assigned credit line, we will elect to pay off creditors in the order in which they appear on your application. Each balance transfer request must be at least $250.

View Disclosures
1.  Name of Creditor
Account Number

Transfer Amount
$ .00
  Payment Address
Address Line 2
City
State
Zip Code

2.  Name of Creditor
Account Number

Transfer Amount
$ .00
  Payment Address
Address Line 2
City
State
Zip Code

3.  Name of Creditor
Account Number

Transfer Amount
$ .00
  Payment Address
Address Line 2
City
State
Zip Code